Identity Verification

• Knowledge-Based Authentication (KBA): This involves asking the signer personal questions based on information that only they should know, such as previous addresses or loan amounts.
• Two-Factor Authentication (2FA): This method combines something the signer knows (like a password) with something they have (like a mobile phone) to confirm their identity.
• Biometric Authentication: Biometric data such as fingerprints, facial recognition, or iris scans can be used to verify a signer's identity.
• Document Verification: Comparing the information provided by the signer with data from official documents, such as driver's licenses or passports.
• Digital Certificates: Using digital certificates issued by a trusted third party to verify the signer's identity.

As for eSignature content, it typically includes the terms of the agreement being signed, along with any additional information necessary for the agreement to be legally binding. This can vary depending on the type of agreement and the parties involved, but generally, it includes:

Names and contact information of the parties involved.

The purpose and scope of the agreement.

Specific terms and conditions, including any obligations, rights, or responsibilities of the parties.

Signatures or eSignatures of the parties indicating their agreement to the terms.

It's essential to ensure that the content of eSignatures complies with relevant legal requirements and regulations governing electronic agreements in your jurisdiction. Additionally, using a secure and reputable eSignature platform can help ensure the authenticity and integrity of electronic agreements.